Roof insurance coverage, explained

Services

Every page below says what the work covers, how it runs and what decides the price, before anyone asks you for a number.

Book a roof condition reportRead first, browse by topic

A commercial low slope roof seen from above, with ducting and rooftop units

Commercial roof condition report

The roof evidence a commercial file usually turns out to need

A commercial roof inspection for insurance purposes: every roof area recorded, findings placed on a plan, photographs dated, maintenance history noted. What your cover does with it is between you and your carrier.

  • Every roof area recorded separately
  • Findings placed on a plan
  • The details and the drainage documented
  • Maintenance history noted

What moves the price Roof area and number of areas · Access · Rooftop equipment

Two people going through an insurance document

Roof condition report

A dated record of the roof, written for somebody else to read

A roof inspection for insurance purposes: the covering described, the condition photographed and dated, the defects listed. What your policy does with it is a matter for your carrier.

  • The covering identified and described
  • Condition recorded area by area
  • Defects listed and located
  • Photographs with the date on them

What moves the price Roof area and number of areas · Access · Roof type

An aged shingle roof with a skylight

Roof age and condition assessment

Work out how old the roof is when nobody kept the paperwork

A roof age inspection for a building with no records: what the covering is, what the evidence says about when it went on, and how confident we are in that answer.

  • The covering identified
  • Physical evidence of age recorded
  • Layers established where we can
  • Your paperwork reviewed

What moves the price Roof area and number of sections · Access · How much paperwork exists

Hands holding a clipboard with an insurance form

Roof certification

An opinion of condition and remaining life, written down and dated

A roof certification inspection: what we examined, the condition we found and how long we expect the roof to keep water out. It is our opinion, not a guarantee and not a warranty.

  • An inspection of the covering and the details
  • A statement of condition on a named date
  • Our view of remaining service life
  • A list of anything to put right first

What moves the price Roof area and complexity · Access · Condition

Not sure which one you need?

Describe the building and what it is doing. If the answer is a different piece of work from the one you came for, we will say so, and if it is nothing at all we will say that too.

Book a roof condition report

Book a roof condition report

Book a roof condition report

Three things and we will call you back. No obligation.

Or call (702) 500-0670