Articles
Everything written for people working out what to do about a roof.
5 pages in 5 groups.
Commercial
- Commercial Property Insurance and Your Roof
How commercial property insurance treats roof damage, the documentation insurers expect, and how maintenance records support a commercial roof claim.
Coverage
- Does Homeowners Insurance Cover Your Roof?
What homeowners insurance usually covers on a roof, what it excludes, and how leaks, wind, hail and wear are treated. Read your own policy to confirm.
Policy Terms
- Actual Cash Value vs Replacement Cost for Roofs
Actual cash value, replacement cost, recoverable depreciation, and wind and hail deductibles explained in plain English for homeowners.
Premiums
- Does a New Roof Lower Your Home Insurance?
How roof age, material and wind resistant features can affect homeowners insurance premiums, and what to tell your insurer after a new roof.
Roof Age
- Roof Age and Home Insurance: What Changes
How roof age affects homeowners insurance: payment schedules, coverage limits, inspection requests, non renewal, and what owners of older roofs can do.